

Welcome! Here You Can Find Great Information on Local Real Estate Located in Kennesaw, Acworth and Cartersville, Georgia  
We have gathered detailed information about the home buying & selling process; whether you're a first time home buyer, looking for information on how to purchase a home with "NO DOWN PAYMENT", or a seller looking for comparable sales in your neighborhood, we have you covered.
BUYERS:
How would you like to be the first to recieve information on the hottest properties to hit the market in your area before other buyers? Our automated system will let you know as soon as those properties come on the market, days before the average buyer is even aware.
SELLERS:
Facing Foreclosure? Have you gotten behind on your mortgage & facing foreclosure? We can provide information & resources that can help you.
Contact us with confidence! We guarantee your privacy will be respected. We offer our services on this site for free and without obligation. Why? We want to be "YOUR LOCAL REAL ESTATE SOURCE". As your trusted, professional real estate partners, together we will help you locate your next new home in the desired area, within your price range.
Buying and selling a home is one of the largest investments in your life. As top Kennesaw, Acworth and Cartersville realtors, we have the experience and track record you are looking for. Let us help you make your dream come true.
YVONNE, DAWN & AMY Keller Williams Realty Northwest THE REAL ESTATE GROUP OF GEORGIA 770-842-8866  |  | | | Dellinger Park in Cartersville | |
Financing Your Home >Convertible ARMs
Many lenders are offering a type of Adjustable Rate Mortgage which will allow the buyers to convert their ARM to a fixed-rate mortgage without the expense of refinancing. There are several variations of this type of loan, so you should be informed about the various options before you decide on a loan.
Each lender places restrictions on when the ARM can be converted to a fixed-rate loan. Some allow a conversion after the first year of the mortgage, while others allow a change only on the rate adjustment dates. There is usually a fee for converting the mortgage, but it is much less than the cost of refinancing. The rate that you will pay after the conversion may be slightly higher than the going rate for fixed-rate mortgages. A real estate agent can provide you with a list of lenders who offer convertible ARMs, so that you can shop for the one that is best for you.
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