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Real Estate Tips
Financing Your Home >Credit Card Mania

Most people know that a checkered credit history can disqualify you for a home loan, and maxed-out credit cards can do the same thing. But what most people don't know is that merely having a large number of credit cards, even with low balances and a history of timely payments, can disqualify you for a home mortgage loan just as quickly.

According to credit experts, having a number of credit cards can be just as detrimental to the granting of further credit as a history of late payments. Lenders look at it this way: If you have ten credit cards, each with a limit of $5,000, that means you have the potential to run up $50,000 in debt virtually any time you choose. That mere possibility makes you a greater risk, from their point of view.

The moral of the story? If you are planning to apply for a home loan in the future, keep only those credit cards you actually need to use and cancel the others.

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Real Estate Trivia
Q 
Where is the world's largest bridge located?

A 
Lake Pontchartrain Causeway at New Orleans, Louisiana is the world's largest bridge. It is almost 24 miles long.
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Yvonne Jones, REALTOR®, real estate agents and broker for Kennesaw, Acworth and Cartersville, Georgia home listings, property and land for sale - NUMBER1EXPERT(tm)

Yvonne Jones
Keller Williams Northwest

1010 North Tennessee Street, #107
Cartersville, GA 30120
Office: 770-607-7400
Cell: 770-842-8866
Fax: 678-721-0908
Cell: 770-842-6491
BillandYvonne@NUMBER1EXPERT.com
YvonneandBill@comcast.net

As realtors in today’s market place, you need to be one step ahead of the ever changing real estate market. Bill & I are continually seeking education on the current mortgage conditions, loan guidelines, & buyer programs that could effect our client’s position in the market place. In today’s market you can no longer just sit back and wait on the buyer, you have to be proactive.

ABR Equal Housing MLS REALTOR


Keller Williams Northwest

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